When my sister-in-law asked me what car she could take to transport her three children, her father-in-law and their two bikes — while switching to electric at the same time — my answer took a while. 7-seat electric SUVs were not exactly queuing up at dealerships in 2023.
In 2026, things change. The Belgian market finally has genuinely usable 7-seat electric SUVs, with sufficient range and tax advantages that make the equation more interesting than ever.
What is the tax advantage of a 7-seat EV for a Belgian company?
This is where the calculation becomes compelling. Since 1 January 2026, combustion and plug-in hybrid cars ordered on company lease are no longer fiscally deductible. Zero. They remain as a charge in the profit and loss account, but the Belgian tax administration neutralises them.
For an EV, the situation is the opposite:
| Parameter | 7-seat EV (€59,990) | 7-seat combustion (€65,000) |
|---|---|---|
| 2026 deductibility | 100% | 0% |
| Corporate tax saving (25%) | €14,998 | €0 |
| Employee BIK/year | ~€2,260 | ~€4,050 |
| Monthly CO2 employer contribution | minimal (~€30) | high (~€160) |
Deductibility alone represents a saving of €14,998 over 4 years for an IONIQ 9 at €59,990. That is the difference between a sustainable lease and a penalising one.
For any Belgian company — combustion cars at 0% since 1 Jan 2026
Vs €4,050/year for a combustion car of the same value (SPF Finances BE)
TMC for EVs is €0 in Flanders and Brussels — in Wallonia, a reduced TMC (≠ €0) applies depending on power
Which 7-seat electric SUVs are available on lease in Belgium in 2026?
Hyundai IONIQ 9 — the family 7-seat reference
Launched in early 2025, the IONIQ 9 is Hyundai's first large family electric SUV. With 477 km real range (110 kWh, 800V platform), it covers the needs of a large family on daily Belgian journeys and long Ardennes weekends without anxiety.
Its three rows of seats offer a face-to-face configuration (2nd row pivoting optional) and a boot up to 1,000 L with seats folded. DC charging reaches 350 kW — 100 km in under 5 minutes on an Ionity or Fastned charger.
Price from: €59,990. Available for pre-order, deliveries expected mid-2025.
Peugeot e-5008 — the French option with 7 seats optional
The Peugeot e-5008 is available in 5 or 7 seats. Its announced range of 668 km WLTP is the highest in the segment, although the 7-seat version, heavier, should approach 530 to 560 km real range. Its boot of 748 L (5 seats) drops to 259 L in 7-seat configuration with seats deployed — a point to watch for large families.
Price from: €51,900 (without 7-seat option included in all trim levels).
Volvo EX90 — the 7-seat premium electric SUV
The EX90 is the choice for those who want the maximum in safety and comfort. Seven seats, ~580 km WLTP, clean Swedish interior, the best active safety platform on the market. Its price (from €89,000) places it in a premium category reserved for large companies or executives.
| Modèle | Prix | Autonomie réelle | Batterie | Recharge DC |
|---|---|---|---|---|
| Hyundai IONIQ 9Recommandé | 59 990 € | 477 km | 110 kWh | 350 kW |
| Škoda Enyaq iV 80 | 43 990 € | 410 km | 82 kWh | 135 kW |
| Volkswagen ID.4 Pro | 45 990 € | 400 km | 77 kWh | 135 kW |
| Hyundai IONIQ 5 | 41 990 € | 390 km | 77.4 kWh | 233 kW |
The concrete calculation: 7-seat EV vs combustion people carrier on lease over 4 years
Here is the comparison over 48 months on operational lease for a company, based on 20,000 km/year:
| Item | IONIQ 9 electric | Kia Carnival diesel |
|---|---|---|
| List price | €59,990 | €55,000 |
| Deductibility | 100% | 0% |
| Tax saving (25% corporate) | −€14,998 | — |
| Fuel/energy over 4 years | €3,200 | €13,200 |
| Maintenance over 4 years | €900 | €3,200 |
| Registration tax | €0 | ~€1,400 |
| Estimated net cost | ~€49,092 | ~€72,800 |
IONIQ 9 energy: 22 kWh/100km × €0.20/kWh × 80,000 km. Diesel: 8 L/100km × €1.65/L × 80,000 km.
The total cost difference reaches more than €23,700 over 4 years in favour of the EV, despite a slightly higher list price.
A Carnival diesel on company lease in 2026 is mechanically a bad fiscal decision. Zero deductibility, high CO2 contribution, and fuel at €1.65/L for a large engine. The IONIQ 9 is €23,000 cheaper over 4 years before even discussing the employee's benefit in kind.
For large Belgian families: is the range enough?
In practice, large Belgian families rarely make journeys of more than 300 km in a day. The IONIQ 9 at 477 km real range covers:
- Brussels–Belgian Coast (~130 km): no charging needed, day return.
- Brussels–Ardennes (~150 km): no charging needed, with margin.
- Brussels–Paris (~310 km): no charging needed on the way there, with a 15-minute fast stop on the return if you drove fast.
For summer holidays Brussels–Spain or Belgium–Côte d'Azur, Ionity and Fastned chargers on the motorway cover meal or coffee breaks.
Le verdict de Christophe F.
For a large family or a professional who regularly transports 5 or more people, the 7-seat electric SUV on lease is in 2026 the fiscally most intelligent decision available on the Belgian market. The IONIQ 9 is the segment reference — real range, ultra-fast charging, 3 comfortable rows. For companies, 100% deductibility until end of 2026 makes this decision urgent: every month that passes brings the 2027 rate of 95% closer.